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I have been spending a lot of time reading blogs about owner financing of real estate transactions, and there seems to be myth out there that you can not do owner financing if the property is not free and clear. I’m here to bust that myth. One common way to sell a property with an existing mortgage is the process of “wrapping” the mortgage. That is, the seller carries a note that is at least as large as the mortgage, and then uses the proceeds of the incoming payments to make his Read More

If you have a business going right now with big ideas for making it better. The lack of funding may be what is holding you back. It is a common scenario in many types of businesses – things need to be upgraded in order to compete with other businesses in the same category. Without money for those upgrades or to expand there is little chance of holding your own. Yet there is no way to get that money right now as the bank isn’t convinced you can make it happen.Vendor financing may help you Read More

Many people use an online calculator when they have to borrow money, for either a car, boat or a mortgage. There are various times in our life when we have to carry out a financial calculation of one kind or another. From ancient times, man has used his understanding as the sole computing capacity he had, and even today, we still use our brains to do primary calculations.Online calculators are devices that are compuiterized to perform specific calculations, for example addition, Read More

The traditional way of obtaining financing for a property has been by the buyer putting down 20 percent or more of their own money in order to get a loan for the remaining 80 percent.  But times have changed and there are many more available options.With today’s lending institutions there are literally dozens of different lending products and financing options that are available for real estate investors or those looking to purchase a primary residence.  Obtaining a line of credit is one Read More

Let’s face it, Banks are just not lending.  It does not matter that they received over $350 billion of your money with more to come.  It does not matter how strong your business is or how great your credit history.  They just are not lending.

Most financial institutions have pulled back credit to businesses.  Nearly every well known financial company has stopped offering business programs – be it business credit cards, trade and supplier financing, commercial loans Read More

If you are thinking about or have decided to enter the real estate market to purchase a home, congratulations! This article is for you. Due to the huge inventory of homes for sale at bargain prices, it is a great time to be a buyer in this market. As you consider financing options for the property, your head may be spinning from all the mixed messages that we keep hearing in the media. Just yesterday I heard a so called “financial expert” on the news who said a buyer could not Read More

You can always buy a used car and for that, finance won’t create any problem! With used auto loans, you will always enjoy the benefit of getting a used vehicle financed, provided the vehicle is less than 5 year old. With these loans, you can buy any kind of automobile ranging from car, van, truck, SUV, bus or many others.

Used auto loans are a facility, meant for all kinds of people. You do not need to worry if you do not possess a home, you can also qualify for used auto loans. Read More