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Spring is in the air across the country and many people are beginning their gardening and participating in the tradition of spring cleaning. It’s the time of year when garages get organized, and clutter is removed so that the floors and walls can all get a much needed cleaning after the family has spent months indoors waiting out the cold weather. Anyone who’s ever tended a flower garden knows that flowers require some care and attention to bloom fully. You’ve got to keep Read More

Managing your spending habits, saving sufficient funds and clearly seeing your personal financial situation are important elements in managing your personal finances correctly. This test will give you an idea whether you need some more help, or if you’re on top of this important part of your life. (The answers are listed at the end of this article.) Question #1. What does “living within your means” really mean? Question #2. What damage can only paying the minimum credit card Read More