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Posts Tagged ‘Ways’

As I write this article, the state of global finance is very much uncertain.  One country sneezes and the rest of the world catches cold.Nothing is certain – jobs least of all.  There once was a time when, if you had a job in a bank, you were set up for life.  Not so any more.  There are factories, retailers, industries, and banks, falling down all around.However, this is a phenomenon that repeats itself:Every twenty years or so, in the financial world we experience a recession.  Recessions, by their very nature are temporary.  Some recessions are worse than others, and this one appears to be bad.  But it is still temporary.It doesn’t have to be as bad as it seems.  We all – but in particular the media – do tend to think of ‘bad news’ as ‘good news’ and we talk ourselves down into even more ‘bad news’.  It’s not possible to open a newspaper or turn on the TV without being bombarded with facts about how bad and how gloomy Read More

Traditionally, getting the right personal car finance deal used to mean deciding which bank to take out a loan with. Nowadays, there are now more ways to finance your next car, with the addition of Hire Purchase, Personal Contract Hire, Personal Contract Leasing and Lease Purchasing. This article aims to provide more information so that you find the right personal car finance deal. Hire Purchase Hire Purchase is the often used alternative to a bank loan when it comes to financing a new car. The finance company will pay the dealer for the car, and then you pay back the finance company. You can pay for the car over an agreed period of up to 72 months, and there is no VAT charged on top of the monthly repayments. Once the last repayment has been made, the vehicle is yours. Personal Contract Hire Personal Contract Hire is a way of leasing a vehicle over a set time period. The annual mileage is set by the lease company and is usually 10,000 miles per year, although this can be Read More